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About the Scheme > Our Charges

Our Charges

We use a simple charging structure at BCF to keep costs for members and employers as low as possible.
Like many other similar pension schemes, BCF is a not-for-profit organisation.  The money we earn through charges is used to manage investments, keep the scheme running smoothly and ensure we are providing a high quality service in line with industry best practice.
As well as keeping costs as low as possible, we aim to make our charges clear and easy to understand.

Charges for members

There is no initial charge for members setting up a pension pot with BCF. Members pay an annual management charge, which is calculated as a percentage of the member's total fund each year.
BCF Administration Charges 2022

Charges for employers

Employers pay a monthly payment which consists of a basic employer charge plus a charge per employee. This is collected via Direct Debit on a quarterly basis.

BCF Administration Charges 2022
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